In this report, we explore private credit beyond income and towards impact. We discuss what is private credit, why private credit and what impact investing is in the context of private credit.
In our latest Covenant Quarterly, we discuss the Chancellor of the Exchequer’s first Mansion House speech. We also cover debt maturities, the ISSB framework and the implications of funded reinsurance.
For many UK pension schemes, the current macro-economic environment has brought their endgame into sharp focus. Whilst buyout is often seen to deliver the ‘gold standard’ of protection to members and, for many schemes remains a sensible option, trustees and their sponsors should take the opportunity to consider the alternative routes available. In this article, Adolfo Aponte, Managing Director at Cardano Advisory, explores the merits of buyout and how trustees can challenge herd mentality.
In our latest perspective piece, Michael McElligott and Hamish Reeves discuss the need for contingency planning and scenario testing as M&A starts to increase.
In this series of our bite-size videos, we consider how pension schemes and their stakeholders have been impacted by the rapid improvements in scheme funding resulting from the recent rise in gilt yields.
Sustainable investment has reached the main stage. So much so, that “ESG” has become a set of talking points for Republican hopefuls in the early stages of the US presidential election. ESG is a beast of our making and one that will only get noisier. Read more from Will Martindale after this year’s PLSA Investment Conference in Edinburgh.
Is our employer covenant robust and sustainable enough? That’s a question trustees of defined benefit (DB) pension schemes in Ireland should be asking on a regular basis. While this question is always relevant to DB pension schemes, recent regulatory changes have guided trustees to look at it more closely going forward. Michael McElligott, Director, shares his thoughts.
Everyone’s chatting about ChatGPT and the march of Artificial Intelligence (AI). But what do these technology advancements mean for the pensions industry? Felix Mantz, Director at Cardano Advisory, who leads our AI initiatives, shares his insights.
As recently as last year, Scheme surpluses were not high on most Trustees’ agendas – something to be thought about in the distant future, should they arise. However, recent rapid rises in gilt yields has brought surpluses firmly onto today’s agenda.
This edition of Covenant Quarterly focuses on DEI in pension scheme boards. It also looked at the rising insolvency cases, the potential impact of collective defined contribution schemes and the 2023 Annual Funding Statement
Around the world, life expectancy has reached a record high. People are living longer than ever before – but they’re also retiring sooner, meaning that pensioners are collecting benefits for previously unimagined lengths of time.